New On-ground Property Manager
Melodye Pitts, of Community Solutions Management, located in St. Marys, has been hired by the POA Board as the new 'on-ground' property manager for Cumberland Harbour.

Community Solutions Management will handle:

Working with Contractors

Assisting the POA Board and Design Review Board

Ensuring Community Covenants and Restrictions are followed

Scheduling Facility Reservations

Managing RV and Boat Storage in Storage Lot

And other tasks which require local presence.

Contact Melodye Pitts at mail@communitysm.com or (912) 729-4336
Heritage Property Management will continue to handle:

Processing of Association Dues (Please continue sending your dues to Heritage.)

Accounting Issues

POA Mailings

POA Website

And other related financial and membership tasks

Contact Kyle Waidner at Heritage at kwaidner@heritageproperty.com or (770) 200-8270

Annual Meeting - How to submit questions in advance
In addition to being able to ask questions during the annual meeting, owners can submit questions in advance, by emailing them by Mar. 18 to Melodye Pitts at mail@communitysm.com

CHPOA Annual Meeting to be held:
(Back to Harbour Lights mainpage)

• Saturday, March 20, 2010
• St. Marys Middle School auditorium
• 205 Martha Dr., St. Marys, GA
• 1:30 p.m. until 4:30 p.m.

St Marys Middle School website w/ map

Directions:
Coming from I-95, on Hwy 40 go past Charlie Smith Jr. Hwy (a/k/a Spur 40). Just after Flash Foods convenience store, turn left onto Martha Dr. On Martha, St. Marys Middle School parking lot is on left just after the TDS Bldg.

Pizza Party Afterwards
A Pizza Party for owners will be held from 6 - 8 pm at the Spring House (near Pool Pavilion) on the CH property.

St. Marys River Annual Cleanup

A contingent of Cumberland Harbour residents and owners will participate in this year's St. Marys River Celebration, the annual Spring cleanup of the river, held on March 20.

Last year, over 1000 volunteers from Camden and Charlton Counties in Georgia, and Nassau and Baker Counties in Florida, removed 56,000 lbs of trash from the waterways and banks of the River and its tributaries.

Organized by the St Marys River Protection Committee and Keep Nassau Beautiful, the cleanup takes place from 8:00 to Noon, followed by a Celebration lunch at White Oak Plantation until 2:30.

Cumberland Harbour's contingent, with other volunteers from St. Marys, will focus on the lower St. Marys River and its tributaries, particularly the North River, which abounds Pt. Peter peninsula & Cumberland Harbour. (No. 19 on the Site Map, below.)

Anyone wishing to join Cumberland Harbour's contingent may contact Bill Bruce. Bill can be reached at brucewr@comcast.net .

2010 River Cleanup News Release
2010 Site Map & Fact Sheet

Photos by J.Means

New POA Website Up & Running!
Link to POA website

Property Owners,
The new Cumberland Harbour website through Heritage Property Management and Association Voice (software company) is now up. The site may be accessed at http://www.cumberlandharbour-poa.org/ . This web address was also listed in the letter you received from Heritage with your account information.

When you access the website, click on Sign In in the top right corner. Then you will need to create your sign in the first time you sign in. Heritage has informed us that you should use your street address for your Cumberland Harbour lot when you create your sign in, especially if you own more than one lot (however, some people have also signed in using their present billing address). If you own more than one lot, you will need to sing in for each lot, using the street address for each lot, which can be found on the account statement mailed to you by Heritage. You may use your email address for your sign in name or another sign in name you create. If you own more than one lot, you need to use a different sign in name for each lot. You also need to create a password once you have created a sign in name. Your password can be the same for all your lots, if you own more than one lot.

Once you have signed in, you can access your billing account for each lot under Resident Services, Check Account. When you try to access your billing account, there will be instructions on how to receive an access number (that will be emailed to you) to access your account. This access number is the last five digits of your Heritage account number for your lot, which can also be found on your Heritage account statement that has been mailed to you. After you access your account with the access code,you can see your account statement and you can also pay your CHPOA assessments online using a credit card; however, there is a fee ($14.97for amounts between $300 and $500). You must pay for each lot separately onlineand the system will only accept amounts up to $500. So, if you are paying a delinquent assessment that is over $500, you will either have to make several payments online (each time incurring the $14.97 charge), or you can mail your assessment to Heritage at the address provided with the letter and account statement that was mailed to you. Mailing your assessment amount to Heritage is always an option and there is no additional charge for mailing. Also, you can set up an automatic withdrawal of your assessment from your bank account andthere is no charge by Heritage for this (however, your bank may or may not charge you for this). To set up an automatic withdrawal for your assessment from your bank account, contact Cumberland Harbour's property manager at Heritage, Kyle Waidner, at 770-200-8270 or kwaidner@heritageproperty.com .

We are very excited to have this new website. Soon, I will be tailoring it to Cumberland Harbour, by using photos of Cumberland Harbour as the header and uploading Board Meeting Minutes as well as our CHPOA Bylaws, CC&Rs, andpolicies. For security, all Board Meeting Minutes in the future will only be uploaded to this site (starting with the Jan. 9, 2010 Board Meeting Minutes).This site contains tremendous functionality including the ability to have discussion groups on topics (as we have been doing on this yahoo forum) and an online calendar to schedule events, including lessons offered at the tennis courts, pool, or Fitness Center. I will be working with Heritage over the next few weeks to personalize the site for Cumberland Harbour. If there are any events or information that you would like to add to the site, please email me at mdeis@columbus.rr.com , and I will forward the information to our site administrator at Heritage, Megan Shaw, or you can email or call Megan directly (at meshaw@heritageproperty.com or 770-200-8561), so that she may add yourinformation to the site.

Thank you,
Michelle Deis
CHPOA Secretary

November Sunrise - Point Peter
Photo by J.Means

Message from POA on Paying Dues
originally posted 12/31/09

Property Owners,
I have just been informed by Heritage Property Mgt. that the online payment system for Cumberland Harbour through their website is down. So, if you are trying to pay online today and cannot, you may contact Tom Norris at Heritage at
770-200-8251 and tell him you could not pay online. He is taking the names of all those who are trying to pay online and cannot. The online payment system will likely not be functioning until the middle of next week, due to the New Years holiday. Owners also have the option of mailing their assessment to:

Heritage Property Management
P.O. Box 580104
Charlotte, NC 28258-0104

Lot owners have until Jan. 30, 2010 to pay their Jan. 1, 2010 assessment before late fees will accrue.

Additionally, the CHPOA Board has decided to extend the deadline for the removal of late fees accrued due to delinquent assessments for the year 2009 or earlier, due to the present malfunctioning of Heritage Property Management's online payment system. Thus, if delinquent assessments are paid by Jan. 30, 2010, then late fees attached to these delinquent assessments (for the year 2009 or earlier) will be removed. The previous deadline for payment was Jan. 1, 2010; however, since some owners may be attempting to pay online and Heritage's online payment system is down, the deadline is being extended.

The CHPOA Board apologizes for this inconvenience. If you have any questions, you may contact me by email at mdeis@columbus.rr.com or Paul Gommo at cumberlandharbourowners@yahoo.com .

Have a Happy New Year,
Michelle Deis
CHPOA Secretary

Happy New Year!

MERRY CHRISTMAS!

Photo taken Dec. 20, 2009

Celebrate Hanukkah!

When is Hanukkah? The Jewish holiday of Hanukkah starts on the Hebrew calendar date of 25 Kislev and lasts for eight days. Therefore, it normally is between late November and December on the secular calendar. This year, Hanukkah (or Chanukah) will start on the eve of December 11 and continue until December 19.

Commonly known as the Festival of Lights, this holiday commemorates the victory of the Jews over the Syrians and the rededication of the Temple of Jerusalem in 165 B.C. Lighting the menorah, saying blessings, and playing the dreidel game for gelt are some of the best-known Hanukkah traditions.

POA Board announcement

Cumberland Harbour Owners,

Heritage Property Management is mailing a letter to all Cumberland Harbourproperty owners today that indicates where your Jan. 1, 2010 dues assessment and future dues assessments should be mailed. A more detailed statement of your account will be mailed by Heritage in the next two weeks. The CHPOA Board also voted to remove any late fees owed by property owners for the year 2009 or earlier if all past due assessments are paid by Jan. 1, 2010.

Michelle Deis
CHPOA Secretary

St. Marys River Excursion
CH residents Bill Bruce, Micky Bright, Taylor Bright, Don Robertson and Sam Colville took a trip Nov. 20 up the St. Marys River in Bill Bruce's 19' Regal bowrider, the Legal Ease II. Departing from the St. Marys downtown boat ramp, they traveled under the I-95 and Ga Hwy 17 bridges to Kings Ferry before returning. Clearance under the Ga Hwy 17 bridge is only about 5-6 feet at high tide, not a problem for Bill's sleek runabout.
Photos by Micky Bright

Departing from downtown St. Marys.
Left to right: Bill Bruce, Taylor Bright, Don Robertson, Sam Colville

West of I-95

Link to More Excursion Photos

Link to St. Marys River basin map

CH Resident takes advantage of
St. Marys' great fishing
Brian Timberlake enjoys one of the
Georgia coast's favorite pastimes!

Jack Crevalle

Redfish

‘Smoker’ King Mackerel

Cobia

POA Board to send marina permit letter
The Interim CHPOA Board voted to send a letter to the Department of Natural Resources, on behalf of the CHPOA, supporting:

The Coastal Marshlands Protection Committee Permit #490,
North River, St. Marys River, Point Peter Creek,
Camden County, Georgia.

Owners also encouraged to send letters
Homeowners and lot owners supportive of the permit are also encouraged to send letters. Send them to:

Karl Burgess, Department of Natural Resources
One Conservation Way, Brunswick, GA 31520.

Deadline for comments is December 6, 2009.

Letter to Editor from Previous board member

As a member of the previous Board, I would like to respond to the letter sent out by the new Board.

Of the 8 items that are on the agenda, the Board I was on addressed all but 1, the community directory. I would hope the new Board would review the work we did and use that work as a basis for their future work. We had done the following:

• Gone out for competitive bids on the landscaping contract, reviewed the AIM contract, and renegotiated the Security contract;
• Received the draft audit of the Association’s finances (would not be a final audit until approved by the Board)
• Set the annual meeting date for February;
• Reviewed the accounts receivable at every meeting;
• Accepted a recommendation from the Rules Committee on common area usage policy;
• Discussed with St. Marys the status of the bonds; and
• Started the POA web site.

I certainly wish the new Board the best and know what hard work it will be, but I also want you to know that the Board I was on worked hard for the community.
Sam Lindsey

OCT 29, 2009

Letter from Interim CHPOA Board of Directors

Cumberland Harbour Property Owners,

The Cumberland Harbour Property Owners' Association (CHPOA) Interim Board will be mailing the following information in a letter to all property owners in Cumberland Harbour. Because we are excited to let everyone know the Interim Board's plans for the next few months, we decided to post the letter on Harbour Lights as well as on the Cumberland Harbour property owners’ forum on yahoo groups at and http://groups.yahoo.com/group/CHLotOwners on the CHPOA website, at http://www.cumberlandharbour-poa.org/. The Board will have its first official meeting this Friday, Oct. 30th, by conference call. We will post the Minutes of that meeting on Harbour Lights as well as the websites listed above, as soon as possible after that meeting.


Dear Cumberland Harbour Property Owner,

An Interim Board of Directors for the Cumberland Harbour Property Owners' Association (CHPOA) has been appointed by S. Mark Rogers, the newly assigned Administrative Officer of Point Peter, LLLP. This Interim CHPOA Board ofDirectors will serve until there is a sale of Point Peter, LLLP's property to a new developer, or there is a dismissal of Point Peter's bankruptcy case. The Interim Board will aid in the transition of any sale of the property to a new developer. After any sale to a new developer, this Interim Board would only continue to serve at the new developer's discretion.

Following are the members of the Interim Board and their positions:

Paul Gommo, President
Paul and his wife Joni own Lot 1080. Paul Gommo is President of an Atlanta-based small business that sells and services mission critical powersystems. Paul has over 30 years of business management experience. He and hiswife Joni plan to begin building their home at Cumberland Harbour within threeto five years.

David Cohen, Vice President
David and his wife Judith own Lot 248. David is the business manager for ImageInterpretations, Inc., a medical practice. David is also the President of the River Terrace Homeowners' Association in Roswell, Georgia.

Bernard (Bernie) Huber, Treasurer
Bernie and his wife Mary own Lot 254. Cumberland Harbour has been their primary residence for the past three years. They are retired and volunteer much oftheir time with the National Park Service.

Michelle Deis, Secretary
Michelle and her husband Dave own Lot 69 and Lot 910. Michelle and Dave are in the planning process of building a home on Lot 69, where they plan to semi-retire. Michelle is an attorney specializing in copyright law and she and her husband live in a suburb of Columbus, Ohio.

Helen Ownby, Meeting Parliamentarian
Helen and her husband Dennis own Lot 28 and Lot 442. Helen and Dennis are in the finishing phases of building a home on Lot 442 where they plan to retire. Helen is a retired microbiologist who managed federal contracts at the AmericanRed Cross in Detroit. She and her husband live in Evans, Georgia.

The Interim Board will be meeting almost weekly over the next few months (either by conference call or in person) to aid in the transition to any new developer, to respond to property owners' submitted questions, and to put in action the following agenda.

1. Review CHPOA management, maintenance, landscaping, insurance, and other contracts and choose to either continue such contracts or research and enact alternative contracts with the same or new contractors.

2. Secure an independent Georgia licensed CPA to audit all CHPOA accounting records to gain an understanding of past accounting practices and to streamline and set forth a new budget for the CHPOA.

3. Once the audit has been completed and a new budget determined, then a CHPOA Annual Meeting date will be set. The Interim Board is planning this Annual Meeting to be within 90 days after the close of the CHPOA's fiscal year (endingDecember 31, 2009) per the CHPOA Bylaws. The Interim Board will open discussions with any new developer to initiate an election of a new CHPOA Boardof Directors at this Annual Meeting.

4. Audit the CHPOA lot owner assessment records to determine whether all property owners and builders owning lots are current in the payment of theirCHPOA assessments per the Bylaws. Action will be taken to collect overdue CHPOAassessments.

5. Review the usage policies for the common areas for social gatherings by both Cumberland Harbour property owners and outside entities, and revise these policies as necessary to maintain the facilities.

6. Maintain discussions with the City of St. Marys and work with any new developer regarding the enforcement of the bonds for the construction of the incomplete infrastructure (roads and utilities) to move such constructionforward.

7. Communicate frequently with the property owners through a community website and answer specific property owner questions by email or phone conversations. Minutes of all Interim Board meetings will be posted on this website, once thewebsite is established.

8. Provide all owners with a community directory of property owners' contact information for property owners who wish to be listed in the directory. (The Board will be mailing such a request for contact information with this letter to property owners, so that a directory will be available by the Annual Meeting date.)

The Interim Board is open to any suggestions by property owners for other agenda items. Property owner questions during this interim period will be answered by the Board each time the Board meets (which will be almost weekly over the nextfew months). The Board will then respond to the property owner by email orphone. Please email any questions to the interim Board at cumberlandharbourowners@yahoo.com .

Additionally, any property owner who has an area of expertise or interest and would like to volunteer for a CHPOA committee assignment or other work that needs to be completed by the CHPOA, please contact the Board at the email listedabove to discuss how you would like to help.

The Interim Board looks forward to serving the best interests and needs of the property owners. All Interim CHPOA Board members are Cumberland Harbour property owners who have no affiliation with the former Land Resource, LLC or Point Peter, LLLP. The Interim Board will be working hard over the next few months to make Cumberland Harbour a showplace community.

Thank you for your support,
The CHPOA Interim Board Members

Corrected posting as of 10/28/09:

Yesterday's post stating Mark Rogers was appointed by the Bankruptcy Court as the new Declarant was incorrect.

Mr. Rogers was appointed by the Bankruptcy Court as the Declarant's new Administrative Officer. In this representative capacity, Mr. Rogers appointed a new slate of CH POA Board of Directors.

Word is that this is an interim board of directors.

See attached

Cumberland Harbour welcomes the
Colville, Fink and Tondereau families

The Colville family has moved into its home on Overlook Lane

The Fink family has moved into the 2004 HGTV Dream Home

The Tondereau family is moving into this house in Park Place

St. Marys Rock Shrimp Festival

ROCK SHRIMP FESTIVAL
SATURDAY, OCT 3, 2009
Location: Historic Downtown of St. Marys, GA
Sponsored by the St Marys Kiwanis Club

The Festival begins at 9:00 a.m. with:

• Arts and crafts booths
• Food vendors,
• Parade at 10:00 a.m.,
• Rock Shrimp dinners begin serving at 11:00 a.m.
• LIVE Entertainment throughout the day
• Free Kid’s Safety Zone in the waterfront park.

Call for additional information:
912-882-4000 or 800-868-8687

See you there!

Mexican Fiesta Neighborhood Social

Cumberland Harbour neighbors gather Saturday night to socialize and enjoy a Mexican Fiesta meal.

More Photos

CH POA Board changes
As of July, 2009, the CH POA Board consists of:
Glenn Saare, President & Homeowner
Stan Smith, Vice President & Property Owner
Rick Faulhaber, Chairman of Grounds Committee & Homeowner
At-large members:
Sam Lindsey, Homeowner
Ben Pingree, Property Owner
Brian Timberlake, Homeowner
Bill Whitlock, Property Owner

The board welcomes new members Rick Faulhaber, Sam Lindsey, Ben Pingree, Brian Timberlake and Bill Whitlock. More news about the new board's activities will be forthcoming soon.

Cumberland Harbour owners and Harbour Lights wish to express their thanks to Don Robertson, who recently resigned from the POA board in July, for his dedication and service to the community.

The home of Dr. John and Sandra Halsey in Charleston Place was struck by lightening and suffered serious fire damage on Tuesday, August 4, 2009. The Halseys are not year-round residents and were not staying at the home at the time of the fire.

All of the Halseys' neighbors at Cumberland Harbor extend their sympathy, offer their assistance, and hope for the family's return.

Wine & Cheese Reception

A wine & cheese reception was held at the Fitness Center on July 25th
to display the floor cloths created in the Art Class taught by SCAD* Professor Dawn Peterson
* Savannah College of Art & Design

Floorcloths by Mary Huber, Katherine Timberlake, Cindy Means, and Dawn were on display, and everyone enjoyed a fun evening of socializing.

Ed Freeman, Lee Bernasek, Dennis Ownby, Brian Timberlake, Bernie Huber

Margaret Bernasek, Helen Ownby

Cindy Means, Diane Pennington, Dawn Peterson, Mary Huber, Katherine Timberlake

Wine and Cheese Art Class Exhibit Reception

When: Saturday, July 25th from 6:00 to 7:00 pm
Where: Cumberland Harbour Fitness Center
What: Exhibit to view the Floorcloths created in summer art class

Hope to see you there!

Art class link

Cumberland Harbour welcomes
Dan and Diane Petruzella

The Petruzella's house on Anchor Way.

St. Marys Annual

Independence Day Celebration

Schedule of Events

Saturday, July 4th 2008

St. Marys, Georgia

Sponsored by

St. Marys Kiwanis Club

Races start @ 7:00: 1.5 K, 5 K, & 10 K

Race entry form

Parade begins at 10 a.m., at the St. Marys Elementary School.

Post-parade:

• Arts & Crafts, Food and Live Entertainment &
• Kids Games, Pony Rides, Classic Car & Tractor Show
• Choo Choo Rides For The Kids

Fireworks at Night!!!